Our services

Our services

Our goal is to spend a lot of time getting to know you and your complete picture in order to present you with the most complete set of investment options.

We offer a diverse range of services to our clients

We will thoroughly analyze your current and near term goals taking into account your current situation and where you would like to be in the longer term. We will look at:

  • Investment
  • Cash flow
  • Private banking
  • Tax efficient strategies

In looking at your current needs, our goal would be to present you the best options available at the lowest risk. To that end, we will make use of any and all options to deliver on your goals including dividend paying stocks, exchange traded funds, or mutual funds.

Although we will consider all forms of investment options, our focus lies primarily with investments that generate predictable annual cash flow. When appropriate, we will also introduce you to other specialists within our group such as our in-house private bankers or business/tax specialists.

Financial planning and advisory services are provided by Scotia Capital Inc.
Private banking services are provided by The Bank of Nova Scotia.

We will discuss your family dynamic and begin to offer suggestions to allow for the effective transfer to the next generation. This discussion will take into account several aspects of your family life, tax situation and estate wishes:

  • Estate and trust planning
  • Insurance planning (personal and corporate)

Our clients are each very different and each have different wishes for passing on their assets to future generations. We recognize that this can be a complicated process. We will bring in our highly specialized partners to focus on the following:

  • Establishing a will
  • Dealing with blended families and special needs dependents
  • Effectively managing the tax risk
  • Effectively dealing with the IRS for those clients who are US persons
  • Establishing trusts

Estate and trust services are provided by The Bank of Nova Scotia Trust Company.

Monthly cash flow of 6% to 7% per year

Invest in our pool of:

Conservative mortgages

  • 6% First mortgages Canadian real estate
  • 7% First mortgages US real estate

Yields as of May 1, 2018. Cash flows may vary and are not guaranteed. Our strategies may be suitable for those with $1,000,000 of investable assets or more. Not suitable for everyone. Due to high risk, please speak with your wealth advisor for more details.

If you are frustrated with low GIC, bond and equity rates, we should talk. Higher cash flow does not have to mean higher risk.

Simply put, we are income specialists

We design personalized financial strategies for established individuals and corporations. We’d like to offer you a second opinion to show you how our income ideas can benefit you. Meetings are available in Vancouver, Richmond and Surrey.

Maximizing ones estate through tax minimization, and the ease at which it transfers to the next generation is front of mind for many clients. We provide guidance around how to best accomplish this.

Estate and trust services are provided by The Bank of Nova Scotia Trust Company.

We will share with you an innovative strategy that allows you to significantly reduce the cost of funding your annual charitable gifts.

This innovative donation strategy will save you approximately $50,000 for every $100,000 donated.

We will show you and your tax advisor how this innovative giving strategy works and provide you details of the CRA Advanced Ruling.

Please contact us to see if this innovative giving strategy is appropriate for you.

Our team works with business owners and senior executives and we have the ability to assist with Individual Pension Plans (IPP) and Retirement Compensation Arrangements (RCA). These are very specialized programs that allow business owners and key executives to create and manage a customized pension plan that takes into account their unique and significant contributions to a company. We are one of the few groups that specializes in both Individual Pension Plans and Retirement Compensation Arrangements.

For more information on IPPs and RCAs, please click on the following links.